SmarterDividends

MA vs TRU: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. TRU offers the higher yield at 0.70%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).

MetricMATRU
Forward yield0.62%0.70%
Annual dividend$3.48$0.50
Payout ratio18%13%
Years of growth14 yr1 yr
5-yr dividend growth13.7%8.9%
5-yr total return68%-37%
Dividend safety score88 (A)79 (B)
Fair value estimate$574.22$62.51
Upside to fair value+2%-14%
Frequencyquarterlyquarterly
Market cap$491.5B$13.2B
P/E ratio30.918.2

Higher yield

TRU

0.70%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+2% upside

MA vs TRU — FAQ

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