HSBC vs TRU: Which Is the Better Dividend Stock?
As of July 2026, HSBC and TRU are closely matched. HSBC offers the higher yield at 3.73%, TRU has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+27%).
| Metric | HSBC | TRU |
|---|---|---|
| Forward yield | 3.73% | 0.63% |
| Annual dividend | $3.75 | $0.50 |
| Payout ratio | 62% | 13% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 8.9% |
| 5-yr total return | 281% | -34% |
| Dividend safety score | 70 (B) | 80 (A) |
| Fair value estimate | $127.75 | $61.85 |
| Upside to fair value | +27% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $339.6B | $15.2B |
| P/E ratio | 16.6 | 21.9 |
Higher yield
HSBC
3.73%
Safer dividend
TRU
Grade A
Faster growth
TRU
8.9%
Better value
HSBC
+27% upside
HSBC vs TRU — FAQ
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