HSBC vs TRU: Which Is the Better Dividend Stock?
As of September 2026, HSBC and TRU are closely matched. HSBC offers the higher yield at 3.74%, TRU has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | TRU |
|---|---|---|
| Forward yield | 3.74% | 0.70% |
| Annual dividend | $3.75 | $0.50 |
| Payout ratio | 54% | 13% |
| Years of growth | 0 yr | 1 yr |
| 5-yr dividend growth | -13.8% | 8.9% |
| 5-yr total return | 239% | -37% |
| Dividend safety score | 72 (B) | 79 (B) |
| Fair value estimate | $138.49 | $62.51 |
| Upside to fair value | +36% | -14% |
| Frequency | quarterly | quarterly |
| Market cap | $343.1B | $13.2B |
| P/E ratio | 14.3 | 18.2 |
Higher yield
HSBC
3.74%
Safer dividend
TRU
Grade B
Faster growth
TRU
8.9%
Better value
HSBC
+36% upside
HSBC vs TRU — FAQ
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