SmarterDividends

BIT vs HSBC: Which Is the Better Dividend Stock?

As of Nov 5, 2026, BIT and HSBC are closely matched. BIT offers the higher yield at 12.98%, BIT has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).

Key facts: BIT vs HSBC

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, BlackRock Multi-Sector Income Trust (BIT) has the higher forward dividend yield at 12.98%, versus 2.24% for HSBC Holdings plc (HSBC).
  • As of Nov 5, 2026, SmarterDividends grades BIT's dividend safety B (77/100) and HSBC's B (68/100).
  • As of Nov 5, 2026, BIT pays out 266% of its earnings as dividends and HSBC pays out 54%.
  • As of Nov 5, 2026, BIT's fair-value estimate is 11% above its share price and HSBC's fair-value estimate is 65% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BIT vs HSBC: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bit-vs-hsbc

MetricBITHSBC
Forward yield12.98%2.24%
Annual dividend$1.48$2.00
Payout ratio266%54%
Years of growth1 yr0 yr
5-yr dividend growth0.2%-13.8%
5-yr total return-38%209%
Dividend safety score77 (B)68 (B)
Fair value estimate$12.55$145.65
Upside to fair value+11%+65%
Frequencymonthlyquarterly
Market cap$645.4M$301.5B
P/E ratio20.211.5

Higher yield

BIT

12.98%

Safer dividend

BIT

Grade B

Faster growth

BIT

0.2%

Better value

HSBC

+65% upside

BIT vs HSBC — FAQ

Is BIT or HSBC a better dividend stock?

BIT and HSBC are closely matched. BIT has the higher yield; BIT scores better on safety.

Which has a higher dividend yield, BIT or HSBC?

BIT has the higher forward dividend yield at 12.98%, versus 2.24% for HSBC.

Is BIT or HSBC safer?

BIT has the higher dividend-safety score (77/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.

Is BIT or HSBC better value right now?

As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For BIT, its fair-value estimate is 11% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.