BMO vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BMO offers the higher yield at 2.75%, V has the higher dividend-safety score, and BMO looks like the better value (its fair-value estimate is 8% below its share price).
Key facts: BMO vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank of Montreal (BMO) has the higher forward dividend yield at 2.75%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades BMO's dividend safety B (78/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, BMO has raised its dividend for 9 consecutive years and V for 17.
- As of Nov 5, 2026, BMO pays out 54% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, BMO's fair-value estimate is 8% below its share price and V's fair-value estimate is 25% below its share price, so BMO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BMO vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bmo-vs-v
| Metric | BMO | V |
|---|---|---|
| Forward yield | 2.75% | 0.71% |
| Annual dividend | $4.88 | $3.12 |
| Payout ratio | 54% | 22% |
| Years of growth | 9 yr | 17 yr |
| 5-yr dividend growth | 7.8% | 14.9% |
| 5-yr total return | 64% | 113% |
| Dividend safety score | 78 (B) | 93 (A) |
| Fair value estimate | $160.75 | $321.86 |
| Upside to fair value | -8% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $121.2B | $804.3B |
| P/E ratio | 19.7 | 34.9 |
Higher yield
BMO
2.75%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
BMO
-8% upside
BMO vs V — FAQ
Is BMO or V a better dividend stock?
On the data, V wins more head-to-head categories (5 vs 3). BMO offers the higher yield (2.75%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BMO or V?
BMO has the higher forward dividend yield at 2.75%, versus 0.71% for V.
Is BMO or V safer?
V has the higher dividend-safety score (93/100 vs 78/100), reflecting stronger payout coverage and dividend-growth history.
Is BMO or V better value right now?
As of Nov 5, 2026, BMO looks like the better value: its fair-value estimate is 8% below its share price (fairly valued). For V, its fair-value estimate is 25% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.