SmarterDividends

BMO vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BMO offers the higher yield at 2.84%, MA has the higher dividend-safety score, and BMO trades at the larger discount to fair value (+12%).

MetricBMOMA
Forward yield2.84%0.62%
Annual dividend$4.96$3.48
Payout ratio54%18%
Years of growth9 yr14 yr
5-yr dividend growth7.8%13.7%
5-yr total return61%68%
Dividend safety score76 (B)88 (A)
Fair value estimate$196.05$574.22
Upside to fair value+12%+2%
Frequencyquarterlyquarterly
Market cap$121.3B$495.2B
P/E ratio19.931.1

Higher yield

BMO

2.84%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BMO

+12% upside

BMO vs MA — FAQ

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