SmarterDividends

BMO vs JPM: Which Is the Better Dividend Stock?

As of Nov 5, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. BMO offers the higher yield at 2.75%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).

Key facts: BMO vs JPM

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Bank of Montreal (BMO) has the higher forward dividend yield at 2.75%, versus 1.87% for JPMorgan Chase & Co. (JPM).
  • As of Nov 5, 2026, SmarterDividends grades BMO's dividend safety B (78/100) and JPM's A (82/100).
  • By SmarterDividends' count as of Nov 5, 2026, BMO has raised its dividend for 9 consecutive years and JPM for 15.
  • As of Nov 5, 2026, BMO pays out 54% of its earnings as dividends and JPM pays out 26%.
  • As of Nov 5, 2026, BMO's fair-value estimate is 8% below its share price and JPM's fair-value estimate is 7% above its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BMO vs JPM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bmo-vs-jpm

MetricBMOJPM
Forward yield2.75%1.87%
Annual dividend$4.88$6.60
Payout ratio54%26%
Years of growth9 yr15 yr
5-yr dividend growth7.8%9.0%
5-yr total return64%112%
Dividend safety score78 (B)82 (A)
Fair value estimate$160.75$364.60
Upside to fair value-8%+7%
Frequencyquarterlyquarterly
Market cap$121.2B$906.8B
P/E ratio19.714.3

Higher yield

BMO

2.75%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

JPM

+7% upside

BMO vs JPM — FAQ

Is BMO or JPM a better dividend stock?

On the data, JPM wins more head-to-head categories (7 vs 1). BMO offers the higher yield (2.75%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BMO or JPM?

BMO has the higher forward dividend yield at 2.75%, versus 1.87% for JPM.

Is BMO or JPM safer?

JPM has the higher dividend-safety score (82/100 vs 78/100), reflecting stronger payout coverage and dividend-growth history.

Is BMO or JPM better value right now?

As of Nov 5, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For BMO, its fair-value estimate is 8% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.