C vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. C offers the higher yield at 2.15%, V has the higher dividend-safety score, and C looks like the better value (its fair-value estimate is 28% above its share price).
Key facts: C vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Citigroup Inc. (C) has the higher forward dividend yield at 2.15%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades C's dividend safety A (80/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, C has raised its dividend for 3 consecutive years and V for 17.
- As of Nov 5, 2026, C pays out 26% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, C's fair-value estimate is 28% above its share price and V's fair-value estimate is 25% below its share price, so C looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "C vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/c-vs-v
| Metric | C | V |
|---|---|---|
| Forward yield | 2.15% | 0.71% |
| Annual dividend | $2.68 | $3.12 |
| Payout ratio | 26% | 22% |
| Years of growth | 3 yr | 17 yr |
| 5-yr dividend growth | 2.6% | 14.9% |
| 5-yr total return | 93% | 113% |
| Dividend safety score | 80 (A) | 93 (A) |
| Fair value estimate | $152.63 | $321.86 |
| Upside to fair value | +28% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $197.5B | $804.3B |
| P/E ratio | 11.6 | 34.9 |
Higher yield
C
2.15%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
C
+28% upside
C vs V — FAQ
Is C or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). C offers the higher yield (2.15%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, C or V?
C has the higher forward dividend yield at 2.15%, versus 0.71% for V.
Is C or V safer?
V has the higher dividend-safety score (93/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.
Is C or V better value right now?
As of Nov 5, 2026, C looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.