C vs HSBC: Which Is the Better Dividend Stock?
As of July 2026, C (Citigroup Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.73%, C has the higher dividend-safety score, and C trades at the larger discount to fair value (+36%).
| Metric | C | HSBC |
|---|---|---|
| Forward yield | 1.86% | 3.73% |
| Annual dividend | $2.40 | $3.75 |
| Payout ratio | 26% | 62% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | 2.6% | -13.8% |
| 5-yr total return | 80% | 281% |
| Dividend safety score | 83 (A) | 70 (B) |
| Fair value estimate | $176.23 | $127.75 |
| Upside to fair value | +36% | +27% |
| Frequency | quarterly | quarterly |
| Market cap | $215.9B | $339.6B |
| P/E ratio | 13.9 | 16.6 |
Higher yield
HSBC
3.73%
Safer dividend
C
Grade A
Faster growth
C
2.6%
Better value
C
+36% upside
C vs HSBC — FAQ
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