SmarterDividends

C vs JPM: Which Is the Better Dividend Stock?

As of Nov 5, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. C offers the higher yield at 2.15%, JPM has the higher dividend-safety score, and C looks like the better value (its fair-value estimate is 28% above its share price).

Key facts: C vs JPM

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Citigroup Inc. (C) has the higher forward dividend yield at 2.15%, versus 1.87% for JPMorgan Chase & Co. (JPM).
  • As of Nov 5, 2026, SmarterDividends grades C's dividend safety A (80/100) and JPM's A (82/100).
  • By SmarterDividends' count as of Nov 5, 2026, C has raised its dividend for 3 consecutive years and JPM for 15.
  • As of Nov 5, 2026, C pays out 26% of its earnings as dividends and JPM pays out 26%.
  • As of Nov 5, 2026, C's fair-value estimate is 28% above its share price and JPM's fair-value estimate is 7% above its share price, so C looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "C vs JPM: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/c-vs-jpm

MetricCJPM
Forward yield2.15%1.87%
Annual dividend$2.68$6.60
Payout ratio26%26%
Years of growth3 yr15 yr
5-yr dividend growth2.6%9.0%
5-yr total return93%112%
Dividend safety score80 (A)82 (A)
Fair value estimate$152.63$364.60
Upside to fair value+28%+7%
Frequencyquarterlyquarterly
Market cap$197.5B$906.8B
P/E ratio11.614.3

Higher yield

C

2.15%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

C

+28% upside

C vs JPM — FAQ

Is C or JPM a better dividend stock?

On the data, JPM wins more head-to-head categories (6 vs 2). C offers the higher yield (2.15%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, C or JPM?

C has the higher forward dividend yield at 2.15%, versus 1.87% for JPM.

Is C or JPM safer?

JPM has the higher dividend-safety score (82/100 vs 80/100), reflecting stronger payout coverage and dividend-growth history.

Is C or JPM better value right now?

As of Nov 5, 2026, C looks like the better value: its fair-value estimate is 28% above its share price (undervalued). For JPM, its fair-value estimate is 7% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.