CFG vs HSBC: Which Is the Better Dividend Stock?
As of Oct 24, 2026, CFG and HSBC are closely matched. HSBC offers the higher yield at 4.14%, CFG has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 52% above its share price).
Key facts: CFG vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.14%, versus 3.19% for Citizens Financial Group, Inc. (CFG).
- As of Oct 24, 2026, SmarterDividends grades CFG's dividend safety A (88/100) and HSBC's B (72/100).
- As of Oct 24, 2026, CFG pays out 39% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 24, 2026, CFG's fair-value estimate is 22% above its share price and HSBC's fair-value estimate is 52% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CFG vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/cfg-vs-hsbc
| Metric | CFG | HSBC |
|---|---|---|
| Forward yield | 3.19% | 4.14% |
| Annual dividend | $2.08 | $3.75 |
| Payout ratio | 39% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 2.0% | -13.8% |
| 5-yr total return | 38% | 228% |
| Dividend safety score | 88 (A) | 72 (B) |
| Fair value estimate | $79.28 | $138.06 |
| Upside to fair value | +22% | +52% |
| Frequency | quarterly | quarterly |
| Market cap | $27.4B | $310.1B |
| P/E ratio | 14.2 | 13.0 |
Higher yield
HSBC
4.14%
Safer dividend
CFG
Grade A
Faster growth
CFG
2.0%
Better value
HSBC
+52% upside
CFG vs HSBC — FAQ
Is CFG or HSBC a better dividend stock?
CFG and HSBC are closely matched. HSBC has the higher yield; CFG scores better on safety.
Which has a higher dividend yield, CFG or HSBC?
HSBC has the higher forward dividend yield at 4.14%, versus 3.19% for CFG.
Is CFG or HSBC safer?
CFG has the higher dividend-safety score (88/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is CFG or HSBC better value right now?
As of Oct 24, 2026, HSBC looks like the better value: its fair-value estimate is 52% above its share price (undervalued). For CFG, its fair-value estimate is 22% above its share price.
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