CINF vs JPM: Which Is the Better Dividend Stock?
As of Oct 30, 2026, CINF (Cincinnati Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CINF offers the higher yield at 2.10%, CINF has the higher dividend-safety score, and CINF looks like the better value (its fair-value estimate is 71% above its share price).
Key facts: CINF vs JPM
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) has the higher forward dividend yield at 2.10%, versus 1.95% for JPMorgan Chase & Co. (JPM).
- As of Oct 30, 2026, SmarterDividends grades CINF's dividend safety A (98/100) and JPM's A (82/100).
- By SmarterDividends' count as of Oct 30, 2026, CINF has raised its dividend for 30 consecutive years and JPM for 15.
- As of Oct 30, 2026, CINF pays out 22% of its earnings as dividends and JPM pays out 26%.
- As of Oct 30, 2026, CINF's fair-value estimate is 71% above its share price and JPM's fair-value estimate is 6% above its share price, so CINF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CINF vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cinf-vs-jpm
| Metric | CINF | JPM |
|---|---|---|
| Forward yield | 2.10% | 1.95% |
| Annual dividend | $3.76 | $6.60 |
| Payout ratio | 22% | 26% |
| Years of growth | 30 yr | 15 yr |
| 5-yr dividend growth | 7.7% | 9.0% |
| 5-yr total return | 55% | 109% |
| Dividend safety score | 98 (A) | 82 (A) |
| Fair value estimate | $310.36 | $364.60 |
| Upside to fair value | +71% | +6% |
| Frequency | quarterly | quarterly |
| Market cap | $27.9B | $912.4B |
| P/E ratio | 10.7 | 14.4 |
Higher yield
CINF
2.10%
Safer dividend
CINF
Grade A
Faster growth
JPM
9.0%
Better value
CINF
+71% upside
CINF vs JPM — FAQ
Is CINF or JPM a better dividend stock?
On the data, CINF wins more head-to-head categories (5 vs 3). CINF offers the higher yield (2.10%), while CINF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CINF or JPM?
CINF has the higher forward dividend yield at 2.10%, versus 1.95% for JPM.
Is CINF or JPM safer?
CINF has the higher dividend-safety score (98/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is CINF or JPM better value right now?
As of Oct 30, 2026, CINF looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For JPM, its fair-value estimate is 6% above its share price.
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