SmarterDividends

CINF vs JPM: Which Is the Better Dividend Stock?

As of Oct 30, 2026, CINF (Cincinnati Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CINF offers the higher yield at 2.10%, CINF has the higher dividend-safety score, and CINF looks like the better value (its fair-value estimate is 71% above its share price).

Key facts: CINF vs JPM

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) has the higher forward dividend yield at 2.10%, versus 1.95% for JPMorgan Chase & Co. (JPM).
  • As of Oct 30, 2026, SmarterDividends grades CINF's dividend safety A (98/100) and JPM's A (82/100).
  • By SmarterDividends' count as of Oct 30, 2026, CINF has raised its dividend for 30 consecutive years and JPM for 15.
  • As of Oct 30, 2026, CINF pays out 22% of its earnings as dividends and JPM pays out 26%.
  • As of Oct 30, 2026, CINF's fair-value estimate is 71% above its share price and JPM's fair-value estimate is 6% above its share price, so CINF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CINF vs JPM: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cinf-vs-jpm

MetricCINFJPM
Forward yield2.10%1.95%
Annual dividend$3.76$6.60
Payout ratio22%26%
Years of growth30 yr15 yr
5-yr dividend growth7.7%9.0%
5-yr total return55%109%
Dividend safety score98 (A)82 (A)
Fair value estimate$310.36$364.60
Upside to fair value+71%+6%
Frequencyquarterlyquarterly
Market cap$27.9B$912.4B
P/E ratio10.714.4

Higher yield

CINF

2.10%

Safer dividend

CINF

Grade A

Faster growth

JPM

9.0%

Better value

CINF

+71% upside

CINF vs JPM — FAQ

Is CINF or JPM a better dividend stock?

On the data, CINF wins more head-to-head categories (5 vs 3). CINF offers the higher yield (2.10%), while CINF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CINF or JPM?

CINF has the higher forward dividend yield at 2.10%, versus 1.95% for JPM.

Is CINF or JPM safer?

CINF has the higher dividend-safety score (98/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.

Is CINF or JPM better value right now?

As of Oct 30, 2026, CINF looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For JPM, its fair-value estimate is 6% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.