CINF vs MA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, CINF (Cincinnati Financial Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CINF offers the higher yield at 2.10%, CINF has the higher dividend-safety score, and CINF looks like the better value (its fair-value estimate is 71% above its share price).
Key facts: CINF vs MA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) has the higher forward dividend yield at 2.10%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades CINF's dividend safety A (98/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 30, 2026, CINF has raised its dividend for 30 consecutive years and MA for 14.
- As of Oct 30, 2026, CINF pays out 22% of its earnings as dividends and MA pays out 18%.
- As of Oct 30, 2026, CINF's fair-value estimate is 71% above its share price and MA's fair-value estimate is 24% below its share price, so CINF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CINF vs MA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cinf-vs-ma
| Metric | CINF | MA |
|---|---|---|
| Forward yield | 2.10% | 0.57% |
| Annual dividend | $3.76 | $3.48 |
| Payout ratio | 22% | 18% |
| Years of growth | 30 yr | 14 yr |
| 5-yr dividend growth | 7.7% | 13.7% |
| 5-yr total return | 55% | 98% |
| Dividend safety score | 98 (A) | 89 (A) |
| Fair value estimate | $310.36 | $483.05 |
| Upside to fair value | +71% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $27.9B | $556.9B |
| P/E ratio | 10.7 | 35.0 |
Higher yield
CINF
2.10%
Safer dividend
CINF
Grade A
Faster growth
MA
13.7%
Better value
CINF
+71% upside
CINF vs MA — FAQ
Is CINF or MA a better dividend stock?
On the data, CINF wins more head-to-head categories (5 vs 3). CINF offers the higher yield (2.10%), while CINF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CINF or MA?
CINF has the higher forward dividend yield at 2.10%, versus 0.57% for MA.
Is CINF or MA safer?
CINF has the higher dividend-safety score (98/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is CINF or MA better value right now?
As of Oct 30, 2026, CINF looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.