SmarterDividends

CINF vs V: Which Is the Better Dividend Stock?

As of Oct 30, 2026, CINF (Cincinnati Financial Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. CINF offers the higher yield at 2.10%, CINF has the higher dividend-safety score, and CINF looks like the better value (its fair-value estimate is 71% above its share price).

Key facts: CINF vs V

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) has the higher forward dividend yield at 2.10%, versus 0.67% for Visa Inc. (V).
  • As of Oct 30, 2026, SmarterDividends grades CINF's dividend safety A (98/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 30, 2026, CINF has raised its dividend for 30 consecutive years and V for 17.
  • As of Oct 30, 2026, CINF pays out 22% of its earnings as dividends and V pays out 22%.
  • As of Oct 30, 2026, CINF's fair-value estimate is 71% above its share price and V's fair-value estimate is 25% below its share price, so CINF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "CINF vs V: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cinf-vs-v

MetricCINFV
Forward yield2.10%0.67%
Annual dividend$3.76$2.68
Payout ratio22%22%
Years of growth30 yr17 yr
5-yr dividend growth7.7%14.9%
5-yr total return55%111%
Dividend safety score98 (A)93 (A)
Fair value estimate$310.36$306.97
Upside to fair value+71%-25%
Frequencyquarterlyquarterly
Market cap$27.9B$767.3B
P/E ratio10.733.3

Higher yield

CINF

2.10%

Safer dividend

CINF

Grade A

Faster growth

V

14.9%

Better value

CINF

+71% upside

CINF vs V — FAQ

Is CINF or V a better dividend stock?

On the data, CINF wins more head-to-head categories (6 vs 2). CINF offers the higher yield (2.10%), while CINF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, CINF or V?

CINF has the higher forward dividend yield at 2.10%, versus 0.67% for V.

Is CINF or V safer?

CINF has the higher dividend-safety score (98/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is CINF or V better value right now?

As of Oct 30, 2026, CINF looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.