Cincinnati Financial Corporation
CINF30 yrs growthFinancial Services · Insurance - Property & Casualty · Stock · quarterly payer
Forward Yield
2.10%
Annual Dividend
$3.76
Payout Ratio
22%
5-Yr Growth
7.7%
Ex-Date
Sep 23, 2026
Frequency
Quarterly
Key facts about CINF's dividend
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) has a forward dividend yield of 2.10%, based on an annual dividend of $3.76 per share and a share price of $181.87.
- As of Oct 30, 2026, CINF's dividend safety grade from SmarterDividends is A (98 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Cincinnati Financial Corporation (CINF) has raised its dividend for 30 consecutive years as of Oct 30, 2026, which makes it a Dividend Aristocrat by the 25-year definition.
- CINF last cut its regular dividend in 1995.
- CINF's most recent ex-dividend date was Sep 23, 2026, for a dividend of $0.94 per share.
- As of Oct 30, 2026, CINF pays out 22% of its trailing 12-month earnings as dividends (its payout ratio).
- CINF's dividend has grown at an average rate of 7.7% a year over the past five years.
- As of Oct 30, 2026, CINF's 2.10% yield is 15% below its five-year average yield of 2.47%.
- As of Oct 30, 2026, SmarterDividends' blended fair-value estimate for CINF is $310.36 per share, 71% above the $181.87 share price, so CINF screens as undervalued.
- Cincinnati Financial Corporation (CINF) pays its dividend quarterly, 4 times a year.
- Cincinnati Financial Corporation (CINF) has raised its regular dividend 43 times and cut it 0 times across the 162 payments on record since 1986. Its most recent change was a 8.0% increase to $0.940 per share, going ex-dividend on Mar 24, 2026.
- Cincinnati Financial (CINF) has declared its first higher dividend of the year in January in 5 of the last 5 years; its most recent raise, 8.0%, was declared on Jan 30, 2026.
Cite this page
SmarterDividends, "CINF Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 30, 2026, https://smarterdividends.com/stocks/CINF
Summary
As of Oct 30, 2026, Cincinnati Financial Corporation (CINF) yields 2.10% ($3.76 a year per share), has a dividend safety grade of A (98/100) and has 30 consecutive years of dividend increases on record.
Is CINF a good dividend stock?
YesCincinnati Financial Corporation (CINF) pays a quarterly dividend yielding 2.10% ($3.76/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 30 consecutive years of growth
- Comfortable payout ratio (22%)
- Strong 7.7% 5-yr dividend growth
- 55% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 1995
Key Data
- Dividend Yield
- 2.10%
- Payout Ratio
- 22%
- Annual Dividend
- $3.76
- 5-Yr Avg Growth
- 7.7%
- Ex-Dividend Date
- Sep 23, 2026
- Years of Growth
- 30
- Frequency
- quarterly
- Beta
- 0.53
- Market Cap
- $27.9B
- P/E Ratio
- 10.7
- 5-Yr Total Return
- 55%
- 52-Week Range
- $150.00 – $194.81
- Dividend Safety
- A · 98/100
- Ever Cut?
- Yes (1995)
CINF dividend raises and cuts
Cincinnati Financial Corporation (CINF) has raised its regular dividend 43 times and cut it 0 times across the 162 payments on record since 1986. Its most recent change was a 8.0% increase to $0.940 per share, going ex-dividend on Mar 24, 2026.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Mar 24, 2026 | Raise | $0.870 → $0.940 | +8.0% |
| Mar 24, 2025 | Raise | $0.810 → $0.870 | +7.4% |
| Mar 18, 2024 | Raise | $0.750 → $0.810 | +8.0% |
| Mar 16, 2023 | Raise | $0.690 → $0.750 | +8.7% |
| Mar 17, 2022 | Raise | $0.630 → $0.690 | +9.5% |
| Mar 16, 2021 | Raise | $0.600 → $0.630 | +5.0% |
| Mar 17, 2020 | Raise | $0.560 → $0.600 | +7.1% |
| Mar 19, 2019 | Raise | $0.530 → $0.560 | +5.7% |
| Mar 20, 2018 | Raise | $0.500 → $0.530 | +6.0% |
| Mar 20, 2017 | Raise | $0.480 → $0.500 | +4.2% |
| Mar 21, 2016 | Raise | $0.460 → $0.480 | +4.3% |
| Mar 16, 2015 | Raise | $0.440 → $0.460 | +4.5% |
Show all 43 changes since 1987
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Mar 17, 2014 | Raise | $0.420 → $0.440 | +4.8% |
| Sep 16, 2013 | Raise | $0.407 → $0.420 | +3.2% |
| Sep 17, 2012 | Raise | $0.403 → $0.408 | +1.2% |
| Sep 19, 2011 | Raise | $0.400 → $0.403 | +0.8% |
| Sep 20, 2010 | Raise | $0.395 → $0.400 | +1.3% |
| Sep 16, 2009 | Raise | $0.390 → $0.395 | +1.3% |
| Mar 18, 2008 | Raise | $0.355 → $0.390 | +9.9% |
| Mar 21, 2007 | Raise | $0.335 → $0.355 | +6.0% |
| Mar 22, 2006 | Raise | $0.305 → $0.335 | +9.8% |
| Jun 22, 2005 | Raise | $0.290 → $0.305 | +5.0% |
| Mar 22, 2005 | Raise | $0.262 → $0.290 | +10.9% |
| Jun 23, 2004 | Raise | $0.249 → $0.262 | +5.0% |
| Mar 22, 2004 | Raise | $0.227 → $0.249 | +10.0% |
| Mar 24, 2003 | Raise | $0.202 → $0.227 | +12.1% |
| Mar 20, 2002 | Raise | $0.190 → $0.202 | +6.2% |
| Mar 21, 2001 | Raise | $0.172 → $0.190 | +10.5% |
| Mar 22, 2000 | Raise | $0.154 → $0.172 | +11.8% |
| Mar 17, 1999 | Raise | $0.138 → $0.154 | +11.8% |
| Mar 11, 1998 | Raise | $0.124 → $0.139 | +12.2% |
| Mar 12, 1997 | Raise | $0.112 → $0.124 | +10.8% |
| Jun 12, 1996 | Raise | $0.0979 → $0.112 | +14.3% |
| Jun 14, 1995 | Raise | $0.0878 → $0.0979 | +11.6% |
| Mar 14, 1994 | Raise | $0.0768 → $0.0878 | +14.3% |
| Mar 15, 1993 | Raise | $0.0713 → $0.0768 | +7.7% |
| Jun 15, 1992 | Raise | $0.0695 → $0.0713 | +2.6% |
| Mar 16, 1992 | Raise | $0.0622 → $0.0695 | +11.8% |
| Mar 18, 1991 | Raise | $0.0558 → $0.0622 | +11.5% |
| Mar 19, 1990 | Raise | $0.0494 → $0.0558 | +13.0% |
| Mar 17, 1989 | Raise | $0.0402 → $0.0494 | +22.7% |
| Mar 21, 1988 | Raise | $0.0347 → $0.0402 | +15.8% |
| Mar 19, 1987 | Raise | $0.0302 → $0.0347 | +15.1% |
Frequently Asked Questions
Is CINF a good dividend stock?
Yes. Cincinnati Financial Corporation (CINF) pays a quarterly dividend yielding 2.10% ($3.76/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is CINF undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, CINF's fair value is about $310.36 versus a $181.87 share price — so it looks undervalued (+71% vs. fair value).
Is CINF's dividend safe?
CINF has a dividend-safety grade of A (98/100), based on its payout coverage, free-cash-flow, 30-year growth streak, a dividend cut in 1995, debt and yield-versus-history.
What is CINF's fair value?
Our blended fair-value estimate for CINF is about $310.36 per share, roughly 71% above the current $181.87 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is CINF a buy, hold, or sell?
We don't issue formal ratings, but on the data CINF screens as "yes" and undervalued. Cincinnati Financial Corporation (CINF) pays a quarterly dividend yielding 2.10% ($3.76/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will CINF cut its dividend?
CINF earns a dividend-safety grade of A (98/100), and has cut its dividend before (last in 1995). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does CINF pay a dividend?
Yes. Cincinnati Financial Corporation pays a quarterly dividend of about $3.76 per share annually, a forward yield of roughly 2.10%.
What is CINF's dividend yield?
As of Oct 30, 2026, CINF's forward dividend yield is 2.10%, based on a $3.76 annual dividend and a $181.87 share price.
What is CINF's dividend per share?
As of Oct 30, 2026, CINF pays $3.76 per share per year, distributed on a quarterly basis.
What is CINF's dividend payout ratio?
As of Oct 30, 2026, CINF's payout ratio is 22% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has CINF grown its dividend?
As of Oct 30, 2026, CINF has increased its dividend for 30 consecutive years.
When is the next CINF ex-dividend date?
As of Oct 30, 2026, CINF's next ex-dividend date hasn't been announced. The most recent was Sep 23, 2026, for $0.94 per share.
CINF Price — Last 12 Months
Daily close
Price Return
1 Year
+5%
3 Years
+72%
5 Years
+55%
52-Week Range
$150.00 – $194.81
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CINF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Cincinnati Financial Corporation is $310.36 per share, versus a market price of $181.87. That implies 71% of upside — a margin of safety of about 41%.
Fair Value
$310.36
Current Price
$181.87
Upside
+71%
Margin of Safety
41%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 12.0% growth for five years fading to 2.5% over the next five, $21.18 EPS, $3.76 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CINF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full CINF dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Sep 23, 2026 | Oct 15, 2026 | $0.9400 | regular |
| Jun 23, 2026 | Jul 15, 2026 | $0.9400 | regular |
| Mar 24, 2026 | Apr 15, 2026 | $0.9400 | regular |
| Dec 22, 2025 | Jan 15, 2026 | $0.8700 | regular |
| Sep 22, 2025 | Oct 15, 2025 | $0.8700 | regular |
| Jun 23, 2025 | Jul 15, 2025 | $0.8700 | regular |
| Mar 24, 2025 | Apr 15, 2025 | $0.8700 | regular |
| Dec 19, 2024 | Jan 15, 2025 | $0.8100 | regular |
| Sep 17, 2024 | Oct 15, 2024 | $0.8100 | regular |
| Jun 18, 2024 | Jul 15, 2024 | $0.8100 | regular |
| Mar 18, 2024 | Apr 15, 2024 | $0.8100 | regular |
| Dec 18, 2023 | Jan 16, 2024 | $0.7500 | regular |
| Sep 15, 2023 | Oct 16, 2023 | $0.7500 | regular |
| Jun 15, 2023 | Jul 14, 2023 | $0.7500 | regular |
Income Calculator
At $3.76 / yr per share
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