Cincinnati Financial Corporation
CINF30 yrs growthFinancial Services · Stock · quarterly payer
Forward Yield
2.08%
Annual Dividend
$3.76
Payout Ratio
20%
5-Yr Growth
7.7%
Ex-Date
Jun 23, 2026
Frequency
Quarterly
Summary
As of July 2026, Cincinnati Financial Corporation (CINF) yields 2.08% ($3.76 per share annually), with a blended fair-value estimate of $349.86 — +94% upside, so it screens as undervalued. Dividend safety grade: A (98/100). 30 years of dividend growth.
Is CINF a good dividend stock?
YesCincinnati Financial Corporation (CINF) pays a quarterly dividend yielding 2.08% ($3.76/yr), with 30 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 30 consecutive years of growth
- Comfortable payout ratio (20%)
- Strong 7.7% 5-yr dividend growth
- 47% total price return over 5 years
- Top-tier dividend safety score
Risks
- Cut its dividend in 1995
Key Data
- Dividend Yield
- 2.08%
- Payout Ratio
- 20%
- Annual Dividend
- $3.76
- 5-Yr Avg Growth
- 7.7%
- Ex-Dividend Date
- Jun 23, 2026
- Years of Growth
- 30
- Frequency
- quarterly
- Beta
- 0.55
- Market Cap
- $27.9B
- P/E Ratio
- 10.3
- 5-Yr Total Return
- 47%
- 52-Week Range
- $143.87 – $194.81
- Dividend Safety
- A · 98/100
- Ever Cut?
- Yes (1995)
Frequently Asked Questions
CINF Price — Last 12 Months
Daily close
Price Return
1 Year
+18%
3 Years
+71%
5 Years
+47%
52-Week Range
$143.87 – $194.81
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is CINF worth?
Undervaluedlow confidenceOur blended fair-value estimate for Cincinnati Financial Corporation is $349.86 per share, versus a market price of $180.79. That implies 94% of upside — a margin of safety of about 48%.
Fair Value
$349.86
Current Price
$180.79
Upside
+94%
Margin of Safety
48%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 17.1% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.1% discount rate (CAPM), 17.1% stage-1 growth, 2.5% terminal growth, $17.48 EPS, $3.76 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
CINF Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 23, 2026 | — | $0.9400 | regular |
| Mar 24, 2026 | — | $0.9400 | regular |
| Dec 22, 2025 | — | $0.8700 | regular |
| Sep 22, 2025 | — | $0.8700 | regular |
| Jun 23, 2025 | — | $0.8700 | regular |
| Mar 24, 2025 | — | $0.8700 | regular |
| Dec 19, 2024 | — | $0.8100 | regular |
| Sep 17, 2024 | — | $0.8100 | regular |
| Jun 18, 2024 | — | $0.8100 | regular |
| Mar 18, 2024 | — | $0.8100 | regular |
| Dec 18, 2023 | — | $0.7500 | regular |
| Sep 15, 2023 | — | $0.7500 | regular |
| Jun 15, 2023 | — | $0.7500 | regular |
| Mar 16, 2023 | — | $0.7500 | regular |
Income Calculator
At $3.76 / yr per share
