CINF vs MS: Which Is the Better Dividend Stock?
As of Oct 30, 2026, CINF and MS are closely matched. MS offers the higher yield at 2.42%, CINF has the higher dividend-safety score, and CINF looks like the better value (its fair-value estimate is 71% above its share price).
Key facts: CINF vs MS
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Morgan Stanley (MS) has the higher forward dividend yield at 2.42%, versus 2.10% for Cincinnati Financial Corporation (CINF).
- As of Oct 30, 2026, SmarterDividends grades CINF's dividend safety A (98/100) and MS's A (82/100).
- By SmarterDividends' count as of Oct 30, 2026, CINF has raised its dividend for 30 consecutive years and MS for 12.
- As of Oct 30, 2026, CINF pays out 22% of its earnings as dividends and MS pays out 32%.
- As of Oct 30, 2026, CINF's fair-value estimate is 71% above its share price and MS's fair-value estimate is 15% below its share price, so CINF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CINF vs MS: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/cinf-vs-ms
| Metric | CINF | MS |
|---|---|---|
| Forward yield | 2.10% | 2.42% |
| Annual dividend | $3.76 | $4.60 |
| Payout ratio | 22% | 32% |
| Years of growth | 30 yr | 12 yr |
| 5-yr dividend growth | 7.7% | 22.4% |
| 5-yr total return | 55% | 89% |
| Dividend safety score | 98 (A) | 82 (A) |
| Fair value estimate | $310.36 | $160.88 |
| Upside to fair value | +71% | -15% |
| Frequency | quarterly | quarterly |
| Market cap | $27.9B | $297.3B |
| P/E ratio | 10.7 | 15.1 |
Higher yield
MS
2.42%
Safer dividend
CINF
Grade A
Faster growth
MS
22.4%
Better value
CINF
+71% upside
CINF vs MS — FAQ
Is CINF or MS a better dividend stock?
CINF and MS are closely matched. MS has the higher yield; CINF scores better on safety.
Which has a higher dividend yield, CINF or MS?
MS has the higher forward dividend yield at 2.42%, versus 2.10% for CINF.
Is CINF or MS safer?
CINF has the higher dividend-safety score (98/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is CINF or MS better value right now?
As of Oct 30, 2026, CINF looks like the better value: its fair-value estimate is 71% above its share price (undervalued). For MS, its fair-value estimate is 15% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.