SmarterDividends

EFT vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. EFT offers the higher yield at 8.15%, MA has the higher dividend-safety score, and EFT trades at the larger discount to fair value (+51%).

MetricEFTMA
Forward yield8.15%0.62%
Annual dividend$0.85$3.48
Payout ratio362%18%
Years of growth0 yr14 yr
5-yr dividend growth6.9%13.7%
5-yr total return-30%68%
Dividend safety score47 (D)88 (A)
Fair value estimate$15.89$574.22
Upside to fair value+51%+2%
Frequencymonthlyquarterly
Market cap$275.1M$491.5B
P/E ratio41.430.9

Higher yield

EFT

8.15%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

EFT

+51% upside

EFT vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.