FCNCA vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, FCNCA (First Citizens BancShares, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HSBC offers the higher yield at 3.74%, FCNCA has the higher dividend-safety score, and FCNCA trades at the larger discount to fair value (+150%).
| Metric | FCNCA | HSBC |
|---|---|---|
| Forward yield | 0.41% | 3.74% |
| Annual dividend | $8.40 | $3.75 |
| Payout ratio | 4% | 54% |
| Years of growth | 3 yr | 0 yr |
| 5-yr dividend growth | 36.6% | -13.8% |
| 5-yr total return | 159% | 239% |
| Dividend safety score | 94 (A) | 72 (B) |
| Fair value estimate | $5,287.78 | $138.49 |
| Upside to fair value | +150% | +36% |
| Frequency | quarterly | quarterly |
| Market cap | $23.1B | $343.1B |
| P/E ratio | 11.0 | 14.3 |
Higher yield
HSBC
3.74%
Safer dividend
FCNCA
Grade A
Faster growth
FCNCA
36.6%
Better value
FCNCA
+150% upside
FCNCA vs HSBC — FAQ
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