SmarterDividends

FNB vs MA: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. FNB offers the higher yield at 2.71%, FNB has the higher dividend-safety score, and FNB trades at the larger discount to fair value (+55%).

MetricFNBMA
Forward yield2.71%0.64%
Annual dividend$0.52$3.48
Payout ratio29%18%
Years of growth0 yr14 yr
5-yr dividend growth0.0%13.7%
5-yr total return64%57%
Dividend safety score89 (A)89 (A)
Fair value estimate$29.77$558.71
Upside to fair value+55%+3%
Frequencyquarterlyquarterly
Market cap$6.7B$483.7B
P/E ratio11.431.4

Higher yield

FNB

2.71%

Safer dividend

FNB

Grade A

Faster growth

MA

13.7%

Better value

FNB

+55% upside

FNB vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.