GRFS vs UNH: Which Is the Better Dividend Stock?
As of Oct 18, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UNH offers the higher yield at 2.31%, UNH has the higher dividend-safety score, and GRFS looks like the better value (its fair-value estimate is 97% above its share price).
Key facts: GRFS vs UNH
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, UnitedHealth Group Incorporated (UNH) has the higher forward dividend yield at 2.31%, versus 1.39% for Grifols, S.A. (GRFS).
- As of Oct 18, 2026, SmarterDividends grades GRFS's dividend safety C (54/100) and UNH's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, GRFS has raised its dividend for 0 consecutive years and UNH for 16.
- As of Oct 18, 2026, GRFS pays out 38% of its earnings as dividends and UNH pays out 58%.
- As of Oct 18, 2026, GRFS's fair-value estimate is 97% above its share price and UNH's fair-value estimate is 23% above its share price, so GRFS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GRFS vs UNH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/grfs-vs-unh
| Metric | GRFS | UNH |
|---|---|---|
| Forward yield | 1.39% | 2.31% |
| Annual dividend | $0.11 | $9.28 |
| Payout ratio | 38% | 58% |
| Years of growth | 0 yr | 16 yr |
| 5-yr dividend growth | -3.0% | 12.6% |
| 5-yr total return | -29% | -10% |
| Dividend safety score | 54 (C) | 89 (A) |
| Fair value estimate | $15.08 | $493.81 |
| Upside to fair value | +97% | +23% |
| Frequency | annual | quarterly |
| Market cap | $5.2B | $360.3B |
| P/E ratio | 9.8 | 25.8 |
Higher yield
UNH
2.31%
Safer dividend
UNH
Grade A
Faster growth
UNH
12.6%
Better value
GRFS
+97% upside
GRFS vs UNH — FAQ
Is GRFS or UNH a better dividend stock?
On the data, UNH wins more head-to-head categories (6 vs 2). UNH offers the higher yield (2.31%), while UNH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GRFS or UNH?
UNH has the higher forward dividend yield at 2.31%, versus 1.39% for GRFS.
Is GRFS or UNH safer?
UNH has the higher dividend-safety score (89/100 vs 54/100), reflecting stronger payout coverage and dividend-growth history.
Is GRFS or UNH better value right now?
As of Oct 18, 2026, GRFS looks like the better value: its fair-value estimate is 97% above its share price (undervalued). For UNH, its fair-value estimate is 23% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.