SmarterDividends

HD vs PHIN: Which Is the Better Dividend Stock?

As of Oct 18, 2026, HD (The Home Depot, Inc.) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. HD offers the higher yield at 3.01%, HD has the higher dividend-safety score, and PHIN looks like the better value (its fair-value estimate is 15% above its share price).

Key facts: HD vs PHIN

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, The Home Depot, Inc. (HD) has the higher forward dividend yield at 3.01%, versus 2.07% for PHINIA Inc. (PHIN).
  • As of Oct 18, 2026, SmarterDividends grades HD's dividend safety A (85/100) and PHIN's B (74/100).
  • By SmarterDividends' count as of Oct 18, 2026, HD has raised its dividend for 16 consecutive years and PHIN for 1.
  • As of Oct 18, 2026, HD pays out 65% of its earnings as dividends and PHIN pays out 33%.
  • As of Oct 18, 2026, HD's fair-value estimate is 14% below its share price and PHIN's fair-value estimate is 15% above its share price, so PHIN looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HD vs PHIN: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/hd-vs-phin

MetricHDPHIN
Forward yield3.01%2.07%
Annual dividend$9.32$1.20
Payout ratio65%33%
Years of growth16 yr1 yr
5-yr dividend growth8.9%—
5-yr total return-23%—
Dividend safety score85 (A)74 (B)
Fair value estimate$266.02$66.40
Upside to fair value-14%+15%
Frequencyquarterlyquarterly
Market cap$308.9B$2.1B
P/E ratio21.716.6

Higher yield

HD

3.01%

Safer dividend

HD

Grade A

Faster growth

HD

8.9%

Better value

PHIN

+15% upside

HD vs PHIN — FAQ

Is HD or PHIN a better dividend stock?

On the data, HD wins more head-to-head categories (4 vs 2). HD offers the higher yield (3.01%), while HD has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, HD or PHIN?

HD has the higher forward dividend yield at 3.01%, versus 2.07% for PHIN.

Is HD or PHIN safer?

HD has the higher dividend-safety score (85/100 vs 74/100), reflecting stronger payout coverage and dividend-growth history.

Is HD or PHIN better value right now?

As of Oct 18, 2026, PHIN looks like the better value: its fair-value estimate is 15% above its share price (fairly valued). For HD, its fair-value estimate is 14% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.