SmarterDividends

HSBC vs HWC: Which Is the Better Dividend Stock?

As of Oct 31, 2026, HSBC and HWC are closely matched. HSBC offers the higher yield at 4.39%, HWC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).

Key facts: HSBC vs HWC

Data as of · Source: SmarterDividends data

  • As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 2.78% for Hancock Whitney Corporation (HWC).
  • As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and HWC's A (98/100).
  • By SmarterDividends' count as of Oct 31, 2026, HSBC has raised its dividend for 0 consecutive years and HWC for 3.
  • As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and HWC pays out 37%.
  • As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and HWC's fair-value estimate is 17% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "HSBC vs HWC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-hwc

MetricHSBCHWC
Forward yield4.39%2.78%
Annual dividend$3.75$2.00
Payout ratio54%37%
Years of growth0 yr3 yr
5-yr dividend growth-13.8%10.8%
5-yr total return209%51%
Dividend safety score68 (B)98 (A)
Fair value estimate$149.54$84.34
Upside to fair value+75%+17%
Frequencyquarterlyquarterly
Market cap$292.1B$5.8B
P/E ratio11.214.5

Higher yield

HSBC

4.39%

Safer dividend

HWC

Grade A

Faster growth

HWC

10.8%

Better value

HSBC

+75% upside

HSBC vs HWC — FAQ

Is HSBC or HWC a better dividend stock?

HSBC and HWC are closely matched. HSBC has the higher yield; HWC scores better on safety.

Which has a higher dividend yield, HSBC or HWC?

HSBC has the higher forward dividend yield at 4.39%, versus 2.78% for HWC.

Is HSBC or HWC safer?

HWC has the higher dividend-safety score (98/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.

Is HSBC or HWC better value right now?

As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For HWC, its fair-value estimate is 17% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.