HSBC vs NMI: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. NMI offers the higher yield at 4.70%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | NMI |
|---|---|---|
| Forward yield | 3.74% | 4.70% |
| Annual dividend | $3.75 | $0.46 |
| Payout ratio | 54% | 80% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | 2.6% |
| 5-yr total return | 239% | -17% |
| Dividend safety score | 72 (B) | 65 (C) |
| Fair value estimate | $138.49 | $11.91 |
| Upside to fair value | +36% | +23% |
| Frequency | quarterly | monthly |
| Market cap | $343.1B | $117.3M |
| P/E ratio | 14.3 | 17.0 |
Higher yield
NMI
4.70%
Safer dividend
HSBC
Grade B
Faster growth
NMI
2.6%
Better value
HSBC
+36% upside
HSBC vs NMI — FAQ
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