HSBC vs PDI: Which Is the Better Dividend Stock?
As of Oct 27, 2026, PDI (PIMCO Dynamic Income Fund) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. PDI offers the higher yield at 18.73%, PDI has the higher dividend-safety score, and PDI looks like the better value (its fair-value estimate is 69% above its share price).
Key facts: HSBC vs PDI
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, PIMCO Dynamic Income Fund (PDI) has the higher forward dividend yield at 18.73%, versus 4.11% for HSBC Holdings plc (HSBC).
- As of Oct 27, 2026, SmarterDividends grades HSBC's dividend safety B (72/100) and PDI's B (77/100).
- As of Oct 27, 2026, HSBC pays out 54% of its earnings as dividends and PDI pays out 189%.
- As of Oct 27, 2026, HSBC's fair-value estimate is 51% above its share price and PDI's fair-value estimate is 69% above its share price, so PDI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs PDI: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/hsbc-vs-pdi
| Metric | HSBC | PDI |
|---|---|---|
| Forward yield | 4.11% | 18.73% |
| Annual dividend | $3.75 | $2.65 |
| Payout ratio | 54% | 189% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 0.0% |
| 5-yr total return | 228% | -43% |
| Dividend safety score | 72 (B) | 77 (B) |
| Fair value estimate | $137.57 | $23.87 |
| Upside to fair value | +51% | +69% |
| Frequency | quarterly | monthly |
| Market cap | $311.9B | $6.7B |
| P/E ratio | 13.0 | 10.1 |
Higher yield
PDI
18.73%
Safer dividend
PDI
Grade B
Faster growth
PDI
0.0%
Better value
PDI
+69% upside
HSBC vs PDI — FAQ
Is HSBC or PDI a better dividend stock?
On the data, PDI wins more head-to-head categories (4 vs 3). PDI offers the higher yield (18.73%), while PDI has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or PDI?
PDI has the higher forward dividend yield at 18.73%, versus 4.11% for HSBC.
Is HSBC or PDI safer?
PDI has the higher dividend-safety score (77/100 vs 72/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or PDI better value right now?
As of Oct 27, 2026, PDI looks like the better value: its fair-value estimate is 69% above its share price (undervalued). For HSBC, its fair-value estimate is 51% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.