HSBC vs RCS: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. RCS offers the higher yield at 9.72%, HSBC has the higher dividend-safety score, and RCS trades at the larger discount to fair value (+159%).
| Metric | HSBC | RCS |
|---|---|---|
| Forward yield | 3.74% | 9.72% |
| Annual dividend | $3.75 | $0.48 |
| Payout ratio | 54% | 89% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -6.2% |
| 5-yr total return | 239% | -32% |
| Dividend safety score | 72 (B) | 57 (C) |
| Fair value estimate | $138.49 | $12.78 |
| Upside to fair value | +36% | +159% |
| Frequency | quarterly | monthly |
| Market cap | $343.1B | $232.0M |
| P/E ratio | 14.3 | 9.1 |
Higher yield
RCS
9.72%
Safer dividend
HSBC
Grade B
Faster growth
RCS
-6.2%
Better value
RCS
+159% upside
HSBC vs RCS — FAQ
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