HSBC vs RNR: Which Is the Better Dividend Stock?
As of Oct 31, 2026, RNR (RenaissanceRe Holdings Ltd.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 4.39%, RNR has the higher dividend-safety score, and RNR looks like the better value (its fair-value estimate is 169% above its share price).
Key facts: HSBC vs RNR
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 0.48% for RenaissanceRe Holdings Ltd. (RNR).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and RNR's A (99/100).
- By SmarterDividends' count as of Oct 31, 2026, HSBC has raised its dividend for 0 consecutive years and RNR for 29.
- As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and RNR pays out 5%.
- As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and RNR's fair-value estimate is 169% above its share price, so RNR looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs RNR: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-rnr
| Metric | HSBC | RNR |
|---|---|---|
| Forward yield | 4.39% | 0.48% |
| Annual dividend | $3.75 | $1.64 |
| Payout ratio | 54% | 5% |
| Years of growth | 0 yr | 29 yr |
| 5-yr dividend growth | -13.8% | 2.7% |
| 5-yr total return | 209% | 120% |
| Dividend safety score | 68 (B) | 99 (A) |
| Fair value estimate | $149.54 | $913.33 |
| Upside to fair value | +75% | +169% |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | $13.7B |
| P/E ratio | 11.2 | 9.7 |
Higher yield
HSBC
4.39%
Safer dividend
RNR
Grade A
Faster growth
RNR
2.7%
Better value
RNR
+169% upside
HSBC vs RNR — FAQ
Is HSBC or RNR a better dividend stock?
On the data, RNR wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (4.39%), while RNR has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or RNR?
HSBC has the higher forward dividend yield at 4.39%, versus 0.48% for RNR.
Is HSBC or RNR safer?
RNR has the higher dividend-safety score (99/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or RNR better value right now?
As of Oct 31, 2026, RNR looks like the better value: its fair-value estimate is 169% above its share price (undervalued). For HSBC, its fair-value estimate is 75% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.