HSBC vs SMFNF: Which Is the Better Dividend Stock?
As of Nov 5, 2026, HSBC and SMFNF are closely matched. SMFNF offers the higher yield at 2.74%, HSBC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: HSBC vs SMFNF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Sumitomo Mitsui Financial Group, Inc. (SMFNF) has the higher forward dividend yield at 2.74%, versus 2.24% for HSBC Holdings plc (HSBC).
- As of Nov 5, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and SMFNF's C (52/100).
- By SmarterDividends' count as of Nov 5, 2026, HSBC has raised its dividend for 0 consecutive years and SMFNF for 3.
- As of Nov 5, 2026, HSBC pays out 54% of its earnings as dividends and SMFNF pays out 35%.
- As of Nov 5, 2026, HSBC's fair-value estimate is 65% above its share price and SMFNF's fair-value estimate is 30% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs SMFNF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/hsbc-vs-smfnf
| Metric | HSBC | SMFNF |
|---|---|---|
| Forward yield | 2.24% | 2.74% |
| Annual dividend | $2.00 | $0.57 |
| Payout ratio | 54% | 35% |
| Years of growth | 0 yr | 3 yr |
| 5-yr dividend growth | -13.8% | 8.4% |
| 5-yr total return | 209% | 84% |
| Dividend safety score | 68 (B) | 52 (C) |
| Fair value estimate | $145.65 | $26.02 |
| Upside to fair value | +65% | +30% |
| Frequency | quarterly | semiannual |
| Market cap | $301.5B | $150.5B |
| P/E ratio | 11.5 | 13.9 |
Higher yield
SMFNF
2.74%
Safer dividend
HSBC
Grade B
Faster growth
SMFNF
8.4%
Better value
HSBC
+65% upside
HSBC vs SMFNF — FAQ
Is HSBC or SMFNF a better dividend stock?
HSBC and SMFNF are closely matched. SMFNF has the higher yield; HSBC scores better on safety.
Which has a higher dividend yield, HSBC or SMFNF?
SMFNF has the higher forward dividend yield at 2.74%, versus 2.24% for HSBC.
Is HSBC or SMFNF safer?
HSBC has the higher dividend-safety score (68/100 vs 52/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or SMFNF better value right now?
As of Nov 5, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For SMFNF, its fair-value estimate is 30% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.