SmarterDividends

HSBC vs SMFNF: Which Is the Better Dividend Stock?

As of September 2026, HSBC and SMFNF are closely matched. HSBC offers the higher yield at 3.68%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).

MetricHSBCSMFNF
Forward yield3.68%1.30%
Annual dividend$3.75$0.57
Payout ratio54%35%
Years of growth0 yr3 yr
5-yr dividend growth-13.8%8.4%
5-yr total return239%305%
Dividend safety score72 (B)55 (C)
Fair value estimate$138.49$42.54
Upside to fair value+36%-3%
Frequencyquarterlysemiannual
Market cap$348.5B$167.2B
P/E ratio14.515.4

Higher yield

HSBC

3.68%

Safer dividend

HSBC

Grade B

Faster growth

SMFNF

8.4%

Better value

HSBC

+36% upside

HSBC vs SMFNF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.