HSBC vs SSB: Which Is the Better Dividend Stock?
As of July 2026, SSB (SouthState Bank Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.62%, SSB has the higher dividend-safety score, and SSB trades at the larger discount to fair value (+84%).
| Metric | HSBC | SSB |
|---|---|---|
| Forward yield | 3.62% | 2.48% |
| Annual dividend | $3.75 | $2.64 |
| Payout ratio | 62% | 25% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | -13.8% | 3.9% |
| 5-yr total return | 291% | 55% |
| Dividend safety score | 70 (B) | 98 (A) |
| Fair value estimate | $126.29 | $194.68 |
| Upside to fair value | +22% | +84% |
| Frequency | quarterly | quarterly |
| Market cap | $351.9B | $10.3B |
| P/E ratio | 17.2 | 11.2 |
Higher yield
HSBC
3.62%
Safer dividend
SSB
Grade A
Faster growth
SSB
3.9%
Better value
SSB
+84% upside
HSBC vs SSB — FAQ
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