HSBC vs TCBI: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. HSBC offers the higher yield at 3.68%, HSBC has the higher dividend-safety score, and TCBI trades at the larger discount to fair value (+169%).
| Metric | HSBC | TCBI |
|---|---|---|
| Forward yield | 3.68% | 0.84% |
| Annual dividend | $3.75 | $0.80 |
| Payout ratio | 54% | 3% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | — |
| 5-yr total return | 239% | 57% |
| Dividend safety score | 72 (B) | — |
| Fair value estimate | $138.49 | $255.55 |
| Upside to fair value | +36% | +169% |
| Frequency | quarterly | quarterly |
| Market cap | $353.2B | $4.1B |
| P/E ratio | 14.7 | 12.4 |
Higher yield
HSBC
3.68%
Safer dividend
HSBC
Grade B
Faster growth
HSBC
-13.8%
Better value
TCBI
+169% upside
HSBC vs TCBI — FAQ
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