SmarterDividends

HSBC vs VLY: Which Is the Better Dividend Stock?

As of September 2026, VLY (Valley National Bancorp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 3.74%, VLY has the higher dividend-safety score, and VLY trades at the larger discount to fair value (+58%).

MetricHSBCVLY
Forward yield3.74%3.42%
Annual dividend$3.75$0.44
Payout ratio54%37%
Years of growth0 yr0 yr
5-yr dividend growth-13.8%0.0%
5-yr total return239%2%
Dividend safety score72 (B)83 (A)
Fair value estimate$138.49$21.46
Upside to fair value+36%+58%
Frequencyquarterlyquarterly
Market cap$343.1B$7.1B
P/E ratio14.310.9

Higher yield

HSBC

3.74%

Safer dividend

VLY

Grade A

Faster growth

VLY

0.0%

Better value

VLY

+58% upside

HSBC vs VLY — FAQ

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