HSBC vs WRB: Which Is the Better Dividend Stock?
As of Oct 31, 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. HSBC offers the higher yield at 4.39%, WRB has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: HSBC vs WRB
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 0.54% for W. R. Berkley Corporation (WRB).
- As of Oct 31, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and WRB's A (99/100).
- As of Oct 31, 2026, HSBC pays out 54% of its earnings as dividends and WRB pays out 8%.
- As of Oct 31, 2026, HSBC's fair-value estimate is 75% above its share price and WRB's fair-value estimate is 67% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs WRB: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/hsbc-vs-wrb
| Metric | HSBC | WRB |
|---|---|---|
| Forward yield | 4.39% | 0.54% |
| Annual dividend | $3.75 | $0.40 |
| Payout ratio | 54% | 8% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | 37.1% |
| 5-yr total return | 209% | 117% |
| Dividend safety score | 68 (B) | 99 (A) |
| Fair value estimate | $149.54 | $123.57 |
| Upside to fair value | +75% | +67% |
| Frequency | quarterly | quarterly |
| Market cap | $292.1B | $27.4B |
| P/E ratio | 11.2 | 15.6 |
Higher yield
HSBC
4.39%
Safer dividend
WRB
Grade A
Faster growth
WRB
37.1%
Better value
HSBC
+75% upside
HSBC vs WRB — FAQ
Is HSBC or WRB a better dividend stock?
On the data, HSBC wins more head-to-head categories (4 vs 3). HSBC offers the higher yield (4.39%), while WRB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, HSBC or WRB?
HSBC has the higher forward dividend yield at 4.39%, versus 0.54% for WRB.
Is HSBC or WRB safer?
WRB has the higher dividend-safety score (99/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or WRB better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For WRB, its fair-value estimate is 67% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.