JPM vs OIA: Which Is the Better Dividend Stock?
As of Nov 8, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. OIA offers the higher yield at 5.95%, JPM has the higher dividend-safety score, and OIA looks like the better value (its fair-value estimate is 11% below its share price).
Key facts: JPM vs OIA
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Invesco Municipal Income Opportunities Trust (OIA) has the higher forward dividend yield at 5.95%, versus 1.97% for JPMorgan Chase & Co. (JPM).
- As of Nov 8, 2026, SmarterDividends grades JPM's dividend safety A (86/100) and OIA's C (58/100).
- By SmarterDividends' count as of Nov 8, 2026, JPM has raised its dividend for 15 consecutive years and OIA for 2.
- As of Nov 8, 2026, JPM pays out 26% of its earnings as dividends and OIA pays out 184%.
- As of Nov 8, 2026, JPM's fair-value estimate is 13% below its share price and OIA's fair-value estimate is 11% below its share price, so OIA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs OIA: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/jpm-vs-oia
| Metric | JPM | OIA |
|---|---|---|
| Forward yield | 1.97% | 5.95% |
| Annual dividend | $6.60 | $0.35 |
| Payout ratio | 26% | 184% |
| Years of growth | 15 yr | 2 yr |
| 5-yr dividend growth | 9.0% | -1.9% |
| 5-yr total return | 111% | -27% |
| Dividend safety score | 86 (A) | 58 (C) |
| Fair value estimate | $290.88 | $5.25 |
| Upside to fair value | -13% | -11% |
| Frequency | quarterly | monthly |
| Market cap | $888.3B | $281.4M |
| P/E ratio | 14.0 | 30.9 |
Higher yield
OIA
5.95%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
OIA
-11% upside
JPM vs OIA — FAQ
Is JPM or OIA a better dividend stock?
On the data, JPM wins more head-to-head categories (6 vs 2). OIA offers the higher yield (5.95%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or OIA?
OIA has the higher forward dividend yield at 5.95%, versus 1.97% for JPM.
Is JPM or OIA safer?
JPM has the higher dividend-safety score (86/100 vs 58/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or OIA better value right now?
As of Nov 8, 2026, OIA looks like the better value: its fair-value estimate is 11% below its share price (fairly valued). For JPM, its fair-value estimate is 13% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.