MA vs OIA: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. OIA offers the higher yield at 6.28%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+2%).
| Metric | MA | OIA |
|---|---|---|
| Forward yield | 0.62% | 6.28% |
| Annual dividend | $3.48 | $0.35 |
| Payout ratio | 18% | 184% |
| Years of growth | 14 yr | 2 yr |
| 5-yr dividend growth | 13.7% | -1.9% |
| 5-yr total return | 68% | -29% |
| Dividend safety score | 88 (A) | 58 (C) |
| Fair value estimate | $574.22 | $5.06 |
| Upside to fair value | +2% | -11% |
| Frequency | quarterly | monthly |
| Market cap | $491.5B | $261.2M |
| P/E ratio | 30.9 | 28.7 |
Higher yield
OIA
6.28%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
+2% upside
MA vs OIA — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.