BAC vs OIA: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. OIA offers the higher yield at 6.28%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | OIA |
|---|---|---|
| Forward yield | 2.29% | 6.28% |
| Annual dividend | $1.28 | $0.35 |
| Payout ratio | 26% | 184% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | -1.9% |
| 5-yr total return | 21% | -29% |
| Dividend safety score | 86 (A) | 58 (C) |
| Fair value estimate | $91.91 | $5.06 |
| Upside to fair value | +59% | -11% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $261.2M |
| P/E ratio | 12.9 | 28.7 |
Higher yield
OIA
6.28%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs OIA — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.