HSBC vs OIA: Which Is the Better Dividend Stock?
As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. OIA offers the higher yield at 6.28%, HSBC has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+36%).
| Metric | HSBC | OIA |
|---|---|---|
| Forward yield | 3.74% | 6.28% |
| Annual dividend | $3.75 | $0.35 |
| Payout ratio | 54% | 184% |
| Years of growth | 0 yr | 2 yr |
| 5-yr dividend growth | -13.8% | -1.9% |
| 5-yr total return | 239% | -29% |
| Dividend safety score | 72 (B) | 58 (C) |
| Fair value estimate | $138.49 | $5.06 |
| Upside to fair value | +36% | -11% |
| Frequency | quarterly | monthly |
| Market cap | $343.1B | $261.2M |
| P/E ratio | 14.3 | 28.7 |
Higher yield
OIA
6.28%
Safer dividend
HSBC
Grade B
Faster growth
OIA
-1.9%
Better value
HSBC
+36% upside
HSBC vs OIA — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.