JPM vs UFCS: Which Is the Better Dividend Stock?
As of Oct 25, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JPM offers the higher yield at 1.99%, JPM has the higher dividend-safety score, and UFCS looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: JPM vs UFCS
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.99%, versus 1.39% for United Fire Group, Inc. (UFCS).
- As of Oct 25, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and UFCS's B (73/100).
- By SmarterDividends' count as of Oct 25, 2026, JPM has raised its dividend for 15 consecutive years and UFCS for 0.
- As of Oct 25, 2026, JPM pays out 26% of its earnings as dividends and UFCS pays out 13%.
- As of Oct 25, 2026, JPM's fair-value estimate is 10% above its share price and UFCS's fair-value estimate is 33% above its share price, so UFCS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs UFCS: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/jpm-vs-ufcs
| Metric | JPM | UFCS |
|---|---|---|
| Forward yield | 1.99% | 1.39% |
| Annual dividend | $6.60 | $0.80 |
| Payout ratio | 26% | 13% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | -10.9% |
| 5-yr total return | 109% | 174% |
| Dividend safety score | 82 (A) | 73 (B) |
| Fair value estimate | $364.60 | $76.53 |
| Upside to fair value | +10% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $880.5B | $1.5B |
| P/E ratio | 13.9 | 10.6 |
Higher yield
JPM
1.99%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
UFCS
+33% upside
JPM vs UFCS — FAQ
Is JPM or UFCS a better dividend stock?
On the data, JPM wins more head-to-head categories (5 vs 3). JPM offers the higher yield (1.99%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or UFCS?
JPM has the higher forward dividend yield at 1.99%, versus 1.39% for UFCS.
Is JPM or UFCS safer?
JPM has the higher dividend-safety score (82/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or UFCS better value right now?
As of Oct 25, 2026, UFCS looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For JPM, its fair-value estimate is 10% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.