BAC vs UFCS: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 1.83%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).
| Metric | BAC | UFCS |
|---|---|---|
| Forward yield | 1.83% | 1.62% |
| Annual dividend | $1.12 | $0.80 |
| Payout ratio | 26% | 14% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -10.9% |
| 5-yr total return | 49% | 98% |
| Dividend safety score | 85 (A) | 73 (B) |
| Fair value estimate | $101.43 | $27.49 |
| Upside to fair value | +63% | -46% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $1.3B |
| P/E ratio | 14.3 | 10.0 |
Higher yield
BAC
1.83%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+63% upside
BAC vs UFCS — FAQ
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