MA vs UFCS: Which Is the Better Dividend Stock?
As of Oct 25, 2026, MA and UFCS are closely matched. UFCS offers the higher yield at 1.39%, MA has the higher dividend-safety score, and UFCS looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: MA vs UFCS
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, United Fire Group, Inc. (UFCS) has the higher forward dividend yield at 1.39%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 25, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UFCS's B (73/100).
- By SmarterDividends' count as of Oct 25, 2026, MA has raised its dividend for 14 consecutive years and UFCS for 0.
- As of Oct 25, 2026, MA pays out 18% of its earnings as dividends and UFCS pays out 13%.
- As of Oct 25, 2026, MA's fair-value estimate is 23% below its share price and UFCS's fair-value estimate is 33% above its share price, so UFCS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UFCS: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/ma-vs-ufcs
| Metric | MA | UFCS |
|---|---|---|
| Forward yield | 0.56% | 1.39% |
| Annual dividend | $3.48 | $0.80 |
| Payout ratio | 18% | 13% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -10.9% |
| 5-yr total return | 98% | 174% |
| Dividend safety score | 89 (A) | 73 (B) |
| Fair value estimate | $483.05 | $76.53 |
| Upside to fair value | -23% | +33% |
| Frequency | quarterly | quarterly |
| Market cap | $546.3B | $1.5B |
| P/E ratio | 33.7 | 10.6 |
Higher yield
UFCS
1.39%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
UFCS
+33% upside
MA vs UFCS — FAQ
Is MA or UFCS a better dividend stock?
MA and UFCS are closely matched. UFCS has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or UFCS?
UFCS has the higher forward dividend yield at 1.39%, versus 0.56% for MA.
Is MA or UFCS safer?
MA has the higher dividend-safety score (89/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UFCS better value right now?
As of Oct 25, 2026, UFCS looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.