UFCS vs V: Which Is the Better Dividend Stock?
As of Oct 25, 2026, UFCS and V are closely matched. UFCS offers the higher yield at 1.39%, V has the higher dividend-safety score, and UFCS looks like the better value (its fair-value estimate is 33% above its share price).
Key facts: UFCS vs V
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, United Fire Group, Inc. (UFCS) has the higher forward dividend yield at 1.39%, versus 0.66% for Visa Inc. (V).
- As of Oct 25, 2026, SmarterDividends grades UFCS's dividend safety B (73/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 25, 2026, UFCS has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 25, 2026, UFCS pays out 13% of its earnings as dividends and V pays out 22%.
- As of Oct 25, 2026, UFCS's fair-value estimate is 33% above its share price and V's fair-value estimate is 26% below its share price, so UFCS looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "UFCS vs V: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/ufcs-vs-v
| Metric | UFCS | V |
|---|---|---|
| Forward yield | 1.39% | 0.66% |
| Annual dividend | $0.80 | $2.68 |
| Payout ratio | 13% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | -10.9% | 14.9% |
| 5-yr total return | 174% | 111% |
| Dividend safety score | 73 (B) | 93 (A) |
| Fair value estimate | $76.53 | $302.27 |
| Upside to fair value | +33% | -26% |
| Frequency | quarterly | quarterly |
| Market cap | $1.5B | $765.8B |
| P/E ratio | 10.6 | 34.7 |
Higher yield
UFCS
1.39%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
UFCS
+33% upside
UFCS vs V — FAQ
Is UFCS or V a better dividend stock?
UFCS and V are closely matched. UFCS has the higher yield; V scores better on safety.
Which has a higher dividend yield, UFCS or V?
UFCS has the higher forward dividend yield at 1.39%, versus 0.66% for V.
Is UFCS or V safer?
V has the higher dividend-safety score (93/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is UFCS or V better value right now?
As of Oct 25, 2026, UFCS looks like the better value: its fair-value estimate is 33% above its share price (undervalued). For V, its fair-value estimate is 26% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.