JPM vs UNIB: Which Is the Better Dividend Stock?
As of Oct 7, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. JPM offers the higher yield at 1.99%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 9% above its share price).
Key facts: JPM vs UNIB
Data as of · Source: SmarterDividends data
- As of Oct 7, 2026, JPMorgan Chase & Co. (JPM) has the higher forward dividend yield at 1.99%, versus 1.89% for University Bancorp, Inc. (UNIB).
- As of Oct 7, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and UNIB's C (59/100).
- By SmarterDividends' count as of Oct 7, 2026, JPM has raised its dividend for 15 consecutive years and UNIB for 0.
- As of Oct 7, 2026, JPM pays out 26% of its earnings as dividends and UNIB pays out 18%.
- As of Oct 7, 2026, JPM's fair-value estimate is 9% above its share price and UNIB's fair-value estimate is 37% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs UNIB: Dividend Yield, Safety & Value Compared," updated Oct 7, 2026, https://smarterdividends.com/compare/jpm-vs-unib
| Metric | JPM | UNIB |
|---|---|---|
| Forward yield | 1.99% | 1.89% |
| Annual dividend | $6.60 | $0.40 |
| Payout ratio | 26% | 18% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | -7.8% |
| 5-yr total return | 96% | 27% |
| Dividend safety score | 82 (A) | 59 (C) |
| Fair value estimate | $361.15 | $13.25 |
| Upside to fair value | +9% | -37% |
| Frequency | quarterly | weekly |
| Market cap | $880.6B | $109.3M |
| P/E ratio | 14.2 | 12.4 |
Higher yield
JPM
1.99%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
JPM
+9% upside
JPM vs UNIB — FAQ
Is JPM or UNIB a better dividend stock?
On the data, JPM wins more head-to-head categories (7 vs 1). JPM offers the higher yield (1.99%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or UNIB?
JPM has the higher forward dividend yield at 1.99%, versus 1.89% for UNIB.
Is JPM or UNIB safer?
JPM has the higher dividend-safety score (82/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or UNIB better value right now?
As of Oct 7, 2026, JPM looks like the better value: its fair-value estimate is 9% above its share price (fairly valued). For UNIB, its fair-value estimate is 37% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.