UNIB vs V: Which Is the Better Dividend Stock?
As of Oct 7, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. UNIB offers the higher yield at 1.89%, V has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 17% below its share price).
Key facts: UNIB vs V
Data as of · Source: SmarterDividends data
- As of Oct 7, 2026, University Bancorp, Inc. (UNIB) has the higher forward dividend yield at 1.89%, versus 0.72% for Visa Inc. (V).
- As of Oct 7, 2026, SmarterDividends grades UNIB's dividend safety C (59/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 7, 2026, UNIB has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 7, 2026, UNIB pays out 18% of its earnings as dividends and V pays out 22%.
- As of Oct 7, 2026, UNIB's fair-value estimate is 37% below its share price and V's fair-value estimate is 17% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "UNIB vs V: Dividend Yield, Safety & Value Compared," updated Oct 7, 2026, https://smarterdividends.com/compare/unib-vs-v
| Metric | UNIB | V |
|---|---|---|
| Forward yield | 1.89% | 0.72% |
| Annual dividend | $0.40 | $2.68 |
| Payout ratio | 18% | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | -7.8% | 14.9% |
| 5-yr total return | 27% | 70% |
| Dividend safety score | 59 (C) | 93 (A) |
| Fair value estimate | $13.25 | $307.23 |
| Upside to fair value | -37% | -17% |
| Frequency | weekly | quarterly |
| Market cap | $109.3M | $695.8B |
| P/E ratio | 12.4 | 31.5 |
Higher yield
UNIB
1.89%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
V
-17% upside
UNIB vs V — FAQ
Is UNIB or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). UNIB offers the higher yield (1.89%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, UNIB or V?
UNIB has the higher forward dividend yield at 1.89%, versus 0.72% for V.
Is UNIB or V safer?
V has the higher dividend-safety score (93/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is UNIB or V better value right now?
As of Oct 7, 2026, V looks like the better value: its fair-value estimate is 17% below its share price (overvalued). For UNIB, its fair-value estimate is 37% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.