University Bancorp, Inc.
UNIBFinancial Services · Stock · quarterly payer
$21.64
Add to PortfolioForward Yield
1.85%
Annual Dividend
$0.40
Payout Ratio
18%
5-Yr Growth
-7.8%
Ex-Date
Apr 2, 2026
Frequency
Quarterly
UNIB Dividend Safety Score
61/ 100
Grade C
Borderline
Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2025
Earnings payout coverage18% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is UNIB a good dividend stock?
Yes, with caveatsUniversity Bancorp, Inc. (UNIB) pays a quarterly dividend yielding 1.85% ($0.40/yr), with 0 years of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (18%)
Risks
- Cut its dividend in 2025
- Dividend has been shrinking, not growing
Key Data
- Dividend Yield
- 1.85%
- Payout Ratio
- 18%
- Annual Dividend
- $0.40
- 5-Yr Avg Growth
- -7.8%
- Ex-Dividend Date
- Apr 2, 2026
- Years of Growth
- 0
- Frequency
- quarterly
- Beta
- —
- Market Cap
- $111.9M
- P/E Ratio
- 12.7
- 5-Yr Total Return
- 35%
- 52-Week Range
- $15.50 – $24.61
- Dividend Safety
- C · 61/100
- Ever Cut?
- Yes (2025)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 2, 2026 | — | $0.1000 | regular |
| Mar 27, 2026 | — | $0.1000 | regular |
| Dec 1, 2025 | — | $0.1000 | regular |
| Jul 28, 2025 | — | $0.1000 | regular |
| Apr 11, 2025 | — | $0.1000 | regular |
| Jan 2, 2025 | — | $0.1000 | regular |
| Dec 23, 2024 | — | $0.2000 | regular |
| May 27, 2022 | — | $0.4500 | regular |
| Sep 30, 2021 | — | $0.2250 | regular |
| Jun 22, 2021 | — | $0.0750 | regular |
| Mar 22, 2021 | — | $0.0750 | regular |
| Dec 10, 2020 | — | $0.1500 | regular |
| Feb 1, 2016 | — | $0.1070 | regular |
Income Calculator
At $0.40 / yr per share
Per payment (quarterly)$10.00
Annual$40.00
Monthly avg$3.33
