BAC vs UNIB: Which Is the Better Dividend Stock?
As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 1.97%, BAC has the higher dividend-safety score, and UNIB trades at the larger discount to fair value (+54%).
| Metric | BAC | UNIB |
|---|---|---|
| Forward yield | 1.97% | 1.80% |
| Annual dividend | $1.12 | $0.40 |
| Payout ratio | 27% | 18% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -7.8% |
| 5-yr total return | 51% | 42% |
| Dividend safety score | 86 (A) | 58 (C) |
| Fair value estimate | $84.87 | $33.72 |
| Upside to fair value | +47% | +54% |
| Frequency | quarterly | quarterly |
| Market cap | $404.4B | $114.7M |
| P/E ratio | 14.1 | 13.0 |
Higher yield
BAC
1.97%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
UNIB
+54% upside
BAC vs UNIB — FAQ
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