University Bancorp (UNIB) Total Return Calculator
$10,000 since Dec 2007, with and without reinvesting · data through Oct 2026
$10,000 invested in University Bancorp (UNIB) ten years ago, at the end of Oct 2016, was worth $32,105 at the end of Oct 2026 with every dividend reinvested: 12.4% a year, against $41,633 in the S&P 500. Since Dec 2007, $10,000 became $222,171 reinvested (17.9% a year), or $216,141 taking the dividends as cash, $22,050 of it paid out along the way.
UNIB became
$222,171
S&P 500: $72,756
Return a year
17.9%
S&P 500: 11.1%
Payouts reinvested
$23,517
bought more shares
Worst drop
-58.0%
S&P 500: -48.2%
$10,000, Dec 2007 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | UNIB total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.6% | $3,190 | +11.7% |
| 2025 | +20.5% | $4,329 | +17.7% |
| 2024 | +12.1% | $3,112 | +24.9% |
| 2023 | −11.4% | $224 | +26.2% |
| 2022 | −22.9% | $4,629 | −18.2% |
| 2021 | +83.8% | $3,590 | +28.7% |
| 2020 | +57.8% | $1,657 | +18.3% |
| 2019 | −10.4% | $208 | +31.2% |
| 2018 | −1.1% | $182 | −4.6% |
| 2017 | +26.3% | $151 | +21.7% |
| 2016 | +12.9% | $1,171 | +12.0% |
| 2015 | −4.1% | $144 | +1.2% |
| 2014 | +87.3% | $246 | +13.5% |
| 2013 | +51.4% | $131 | +32.3% |
| 2012 | +70.5% | $230 | +16.0% |
| 2011 | −12.9% | $152 | +1.9% |
| 2010 | +58.7% | $122 | +15.1% |
| 2009 | +6.3% | $48 | +26.4% |
| 2008 | −13.6% | $0 | −36.8% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: UNIB total return
Data as of · Source: SmarterDividends data
- $10,000 invested in University Bancorp (UNIB) at the end of Dec 2007, with dividends reinvested, was worth $222,171 at the end of Oct 2026: 17.9% a year, against $72,756 (11.1% a year) in the S&P 500.
- Over the 10 years to Oct 2026, UNIB turned $10,000 into $32,105 with dividends reinvested, 12.4% a year.
- Over the 5 years to Oct 2026, UNIB returned 6.3% a year with dividends reinvested (S&P 500: 12.0%).
- Taking UNIB's dividends as cash instead of reinvesting them, the same $10,000 ended at $216,141, including $22,050 of cash received; reinvesting added $6,030.
- UNIB's best calendar year in that time was 2014 (87.3%) and its worst 2022 (-22.9%), with dividends reinvested.
Cite this page
SmarterDividends, "University Bancorp (UNIB) Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/UNIB/total-return
UNIB total return questions
If I invested $10,000 in UNIB 10 years ago, how much would I have?
About $32,105 at the end of Oct 2026, with every dividend reinvested: 12.4% a year. Taking them as cash, you'd have shares worth $28,467 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is UNIB's total return since Dec 2007?
2122% in total, or 17.9% a year, through Oct 2026 with dividends reinvested. The share price alone rose 1841%.
How much of UNIB's return came from dividends?
About 5% of its yearly return since Dec 2007. Reinvesting them, rather than taking cash, left you $6,030 better off on a $10,000 start.
What was UNIB's worst year?
2022, at -22.9% with dividends reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -58.0%.
How is total return calculated here?
From month-end prices: the adjusted price counts every dividend reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.