JPM vs WSBF: Which Is the Better Dividend Stock?
As of Oct 7, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. WSBF offers the higher yield at 3.43%, JPM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 9% above its share price).
Key facts: JPM vs WSBF
Data as of · Source: SmarterDividends data
- As of Oct 7, 2026, Waterstone Financial, Inc. (WSBF) has the higher forward dividend yield at 3.43%, versus 1.99% for JPMorgan Chase & Co. (JPM).
- As of Oct 7, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and WSBF's C (59/100).
- By SmarterDividends' count as of Oct 7, 2026, JPM has raised its dividend for 15 consecutive years and WSBF for 0.
- As of Oct 7, 2026, JPM pays out 26% of its earnings as dividends and WSBF pays out 36%.
- As of Oct 7, 2026, JPM's fair-value estimate is 9% above its share price and WSBF's fair-value estimate is 39% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs WSBF: Dividend Yield, Safety & Value Compared," updated Oct 7, 2026, https://smarterdividends.com/compare/jpm-vs-wsbf
| Metric | JPM | WSBF |
|---|---|---|
| Forward yield | 1.99% | 3.43% |
| Annual dividend | $6.60 | $0.68 |
| Payout ratio | 26% | 36% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 9.0% | 4.6% |
| 5-yr total return | 96% | -4% |
| Dividend safety score | 82 (A) | 59 (C) |
| Fair value estimate | $361.15 | $12.10 |
| Upside to fair value | +9% | -39% |
| Frequency | quarterly | quarterly |
| Market cap | $880.6B | $357.2M |
| P/E ratio | 14.2 | 11.6 |
Higher yield
WSBF
3.43%
Safer dividend
JPM
Grade A
Faster growth
JPM
9.0%
Better value
JPM
+9% upside
JPM vs WSBF — FAQ
Is JPM or WSBF a better dividend stock?
On the data, JPM wins more head-to-head categories (7 vs 1). WSBF offers the higher yield (3.43%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or WSBF?
WSBF has the higher forward dividend yield at 3.43%, versus 1.99% for JPM.
Is JPM or WSBF safer?
JPM has the higher dividend-safety score (82/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or WSBF better value right now?
As of Oct 7, 2026, JPM looks like the better value: its fair-value estimate is 9% above its share price (fairly valued). For WSBF, its fair-value estimate is 39% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.