Waterstone Financial, Inc.
WSBFFinancial Services · Stock · quarterly payer
$18.60
Add to PortfolioForward Yield
3.66%
Annual Dividend
$0.68
Payout Ratio
36%
5-Yr Growth
4.6%
Ex-Date
Apr 8, 2026
Frequency
Quarterly
WSBF Dividend Safety Score
61/ 100
Grade C
Borderline
Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2024
Earnings payout coverage36% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is WSBF a good dividend stock?
Yes, with caveatsWaterstone Financial, Inc. (WSBF) pays a quarterly dividend yielding 3.66% ($0.68/yr), with 1 year of growth and a dividend-safety grade of C. It's a solid income payer, but check the caveats below before buying.
Advantages
- Comfortable payout ratio (36%)
Risks
- Cut its dividend in 2024
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 3.66%
- Payout Ratio
- 36%
- Annual Dividend
- $0.68
- 5-Yr Avg Growth
- 4.6%
- Ex-Dividend Date
- Apr 8, 2026
- Years of Growth
- 1
- Frequency
- quarterly
- Beta
- 0.73
- Market Cap
- $335.8M
- P/E Ratio
- 11.3
- 5-Yr Total Return
- -5%
- 52-Week Range
- $13.02 – $18.88
- Dividend Safety
- C · 61/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 8, 2026 | — | $0.1700 | regular |
| Jan 8, 2026 | — | $0.1500 | regular |
| Oct 8, 2025 | — | $0.1500 | regular |
| Jul 8, 2025 | — | $0.1500 | regular |
| Apr 8, 2025 | — | $0.1500 | regular |
| Jan 8, 2025 | — | $0.1500 | regular |
| Oct 8, 2024 | — | $0.1500 | regular |
| Jul 8, 2024 | — | $0.1500 | regular |
| Apr 5, 2024 | — | $0.1500 | regular |
| Jan 5, 2024 | — | $0.1500 | regular |
| Oct 5, 2023 | — | $0.1500 | regular |
| Jul 7, 2023 | — | $0.2000 | regular |
| Apr 6, 2023 | — | $0.2000 | regular |
| Jan 6, 2023 | — | $0.2000 | regular |
Income Calculator
At $0.68 / yr per share
Per payment (quarterly)$17.00
Annual$68.00
Monthly avg$5.67
