V vs WSBF: Which Is the Better Dividend Stock?
As of Oct 7, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. WSBF offers the higher yield at 3.43%, V has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 17% below its share price).
Key facts: V vs WSBF
Data as of · Source: SmarterDividends data
- As of Oct 7, 2026, Waterstone Financial, Inc. (WSBF) has the higher forward dividend yield at 3.43%, versus 0.72% for Visa Inc. (V).
- As of Oct 7, 2026, SmarterDividends grades V's dividend safety A (93/100) and WSBF's C (59/100).
- By SmarterDividends' count as of Oct 7, 2026, V has raised its dividend for 17 consecutive years and WSBF for 0.
- As of Oct 7, 2026, V pays out 22% of its earnings as dividends and WSBF pays out 36%.
- As of Oct 7, 2026, V's fair-value estimate is 17% below its share price and WSBF's fair-value estimate is 39% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "V vs WSBF: Dividend Yield, Safety & Value Compared," updated Oct 7, 2026, https://smarterdividends.com/compare/v-vs-wsbf
| Metric | V | WSBF |
|---|---|---|
| Forward yield | 0.72% | 3.43% |
| Annual dividend | $2.68 | $0.68 |
| Payout ratio | 22% | 36% |
| Years of growth | 17 yr | 0 yr |
| 5-yr dividend growth | 14.9% | 4.6% |
| 5-yr total return | 70% | -4% |
| Dividend safety score | 93 (A) | 59 (C) |
| Fair value estimate | $307.23 | $12.10 |
| Upside to fair value | -17% | -39% |
| Frequency | quarterly | quarterly |
| Market cap | $695.8B | $357.2M |
| P/E ratio | 31.5 | 11.6 |
Higher yield
WSBF
3.43%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
V
-17% upside
V vs WSBF — FAQ
Is V or WSBF a better dividend stock?
On the data, V wins more head-to-head categories (7 vs 1). WSBF offers the higher yield (3.43%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, V or WSBF?
WSBF has the higher forward dividend yield at 3.43%, versus 0.72% for V.
Is V or WSBF safer?
V has the higher dividend-safety score (93/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is V or WSBF better value right now?
As of Oct 7, 2026, V looks like the better value: its fair-value estimate is 17% below its share price (overvalued). For WSBF, its fair-value estimate is 39% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.