MA vs WSBF: Which Is the Better Dividend Stock?
As of Oct 7, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. WSBF offers the higher yield at 3.43%, MA has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 16% below its share price).
Key facts: MA vs WSBF
Data as of · Source: SmarterDividends data
- As of Oct 7, 2026, Waterstone Financial, Inc. (WSBF) has the higher forward dividend yield at 3.43%, versus 0.61% for Mastercard Incorporated (MA).
- As of Oct 7, 2026, SmarterDividends grades MA's dividend safety A (88/100) and WSBF's C (59/100).
- By SmarterDividends' count as of Oct 7, 2026, MA has raised its dividend for 14 consecutive years and WSBF for 0.
- As of Oct 7, 2026, MA pays out 18% of its earnings as dividends and WSBF pays out 36%.
- As of Oct 7, 2026, MA's fair-value estimate is 16% below its share price and WSBF's fair-value estimate is 39% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs WSBF: Dividend Yield, Safety & Value Compared," updated Oct 7, 2026, https://smarterdividends.com/compare/ma-vs-wsbf
| Metric | MA | WSBF |
|---|---|---|
| Forward yield | 0.61% | 3.43% |
| Annual dividend | $3.48 | $0.68 |
| Payout ratio | 18% | 36% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | 4.6% |
| 5-yr total return | 65% | -4% |
| Dividend safety score | 88 (A) | 59 (C) |
| Fair value estimate | $477.57 | $12.10 |
| Upside to fair value | -16% | -39% |
| Frequency | quarterly | quarterly |
| Market cap | $496.3B | $357.2M |
| P/E ratio | 31.2 | 11.6 |
Higher yield
WSBF
3.43%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
-16% upside
MA vs WSBF — FAQ
Is MA or WSBF a better dividend stock?
On the data, MA wins more head-to-head categories (7 vs 1). WSBF offers the higher yield (3.43%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or WSBF?
WSBF has the higher forward dividend yield at 3.43%, versus 0.61% for MA.
Is MA or WSBF safer?
MA has the higher dividend-safety score (88/100 vs 59/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or WSBF better value right now?
As of Oct 7, 2026, MA looks like the better value: its fair-value estimate is 16% below its share price (overvalued). For WSBF, its fair-value estimate is 39% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.