MA vs RMT: Which Is the Better Dividend Stock?
As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RMT offers the higher yield at 5.89%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+4%).
| Metric | MA | RMT |
|---|---|---|
| Forward yield | 0.66% | 5.89% |
| Annual dividend | $3.48 | $0.82 |
| Payout ratio | 18% | 48% |
| Years of growth | 14 yr | 1 yr |
| 5-yr dividend growth | 13.7% | 5.3% |
| 5-yr total return | 56% | 15% |
| Dividend safety score | 89 (A) | 55 (C) |
| Fair value estimate | $558.71 | $12.20 |
| Upside to fair value | +4% | -11% |
| Frequency | quarterly | quarterly |
| Market cap | $476.8B | $735.9M |
| P/E ratio | 31.2 | 8.4 |
Higher yield
RMT
5.89%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
MA
+4% upside
MA vs RMT — FAQ
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