MA vs SPFI: Which Is the Better Dividend Stock?
As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SPFI offers the higher yield at 1.64%, MA has the higher dividend-safety score, and SPFI trades at the larger discount to fair value (+65%).
| Metric | MA | SPFI |
|---|---|---|
| Forward yield | 0.62% | 1.64% |
| Annual dividend | $3.48 | $0.72 |
| Payout ratio | 18% | 18% |
| Years of growth | 14 yr | 5 yr |
| 5-yr dividend growth | 13.7% | 38.9% |
| 5-yr total return | 68% | 68% |
| Dividend safety score | 88 (A) | 83 (A) |
| Fair value estimate | $574.22 | $72.53 |
| Upside to fair value | +2% | +65% |
| Frequency | quarterly | quarterly |
| Market cap | $495.2B | $826.7M |
| P/E ratio | 31.1 | 11.9 |
Higher yield
SPFI
1.64%
Safer dividend
MA
Grade A
Faster growth
SPFI
38.9%
Better value
SPFI
+65% upside
MA vs SPFI — FAQ
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