SmarterDividends

NRC vs UNH: Which Is the Better Dividend Stock?

As of Oct 18, 2026, UNH (UnitedHealth Group Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. NRC offers the higher yield at 3.18%, UNH has the higher dividend-safety score, and UNH looks like the better value (its fair-value estimate is 23% above its share price).

Key facts: NRC vs UNH

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, NRC Health (NRC) has the higher forward dividend yield at 3.18%, versus 2.31% for UnitedHealth Group Incorporated (UNH).
  • As of Oct 18, 2026, SmarterDividends grades NRC's dividend safety D (45/100) and UNH's A (89/100).
  • By SmarterDividends' count as of Oct 18, 2026, NRC has raised its dividend for 1 consecutive years and UNH for 16.
  • As of Oct 18, 2026, NRC pays out 250% of its earnings as dividends and UNH pays out 58%.
  • As of Oct 18, 2026, NRC's fair-value estimate is 50% below its share price and UNH's fair-value estimate is 23% above its share price, so UNH looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "NRC vs UNH: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/nrc-vs-unh

MetricNRCUNH
Forward yield3.18%2.31%
Annual dividend$0.64$9.28
Payout ratio250%58%
Years of growth1 yr16 yr
5-yr dividend growth-9.1%12.6%
5-yr total return-50%-10%
Dividend safety score45 (D)89 (A)
Fair value estimate$10.09$493.81
Upside to fair value-50%+23%
Frequencyquarterlyquarterly
Market cap$446.1M$360.3B
P/E ratio84.025.8

Higher yield

NRC

3.18%

Safer dividend

UNH

Grade A

Faster growth

UNH

12.6%

Better value

UNH

+23% upside

NRC vs UNH — FAQ

Is NRC or UNH a better dividend stock?

On the data, UNH wins more head-to-head categories (7 vs 1). NRC offers the higher yield (3.18%), while UNH has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, NRC or UNH?

NRC has the higher forward dividend yield at 3.18%, versus 2.31% for UNH.

Is NRC or UNH safer?

UNH has the higher dividend-safety score (89/100 vs 45/100), reflecting stronger payout coverage and dividend-growth history.

Is NRC or UNH better value right now?

As of Oct 18, 2026, UNH looks like the better value: its fair-value estimate is 23% above its share price (undervalued). For NRC, its fair-value estimate is 50% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.